Transparency about how we research, fact-check, and maintain independence is essential to earning your trust. Here's how we approach content at RepayPath.
Every article at RepayPath is built on primary federal sources and official guidance. When we cover income-driven repayment plans, Public Service Loan Forgiveness, or policy changes, we're pulling directly from the Department of Education, the Federal Student Aid office, Federal Register notices, CBO reports, and court documents.
We don't rely on secondary reporting or interpretation. We read the actual regulations, follow the legal citations, and trace policy to its source. If a federal agency issues new guidance, we review the original document before our team publishes an update.
Before any article is published, our editorial team fact-checks against multiple official sources. For articles on repayment plans, we cross-reference with current servicer communications and the Department of Education's own loan simulator. For legal content, we review relevant court filings and case law. For statistics, we verify against CBO projections, Congressional testimony, and agency data releases.
If a claim requires interpretation — such as how a new rule will affect different borrower groups — we note where the guidance is still developing or ambiguous. We don't speculate beyond what the source material supports.
Federal student loan policy changes frequently. Court rulings shift eligibility. The Department of Education issues new guidance. We regularly review our articles to ensure they reflect the current legal and policy landscape. When federal policy changes, articles are updated to reflect that change. When new data becomes available or court decisions are issued, we revise our content accordingly.
Timestamps on articles show when content was last verified against current federal sources. If you notice an article's information differs from official guidance, please contact us immediately.
If we publish information that conflicts with official federal guidance, we correct it promptly. Corrections are noted at the top of the article so readers can see what was updated and when. We don't remove errors silently — we acknowledge them.
If you spot an inaccuracy, misinterpretation, or outdated information, please reach out using our contact page. Include the article title, the specific claim, and the official source that contradicts it. We take corrections seriously.
RepayPath is supported by advertising and affiliate partnerships with student loan servicers and refinancing platforms. However, editorial content is never influenced by advertisers or affiliates. We do not accept payment for product placement, favorable coverage, or modified recommendations.
When we recommend a refinancing platform, loan servicer, or tool, it's because we believe it serves borrowers' interests — not because we earn a higher commission from that product. Our recommendations are based on borrower outcomes, transparency, and actual user experience — not revenue.
The distinction matters: we may mention a product we earn commission on, but we won't promote it over a better alternative just to increase our earnings. If a competitor's product is objectively better for a particular borrower situation, we'll say so.
RepayPath content is created and reviewed by professionals with backgrounds in financial aid administration, federal loan servicing, consumer finance, and student loan policy.
RepayPath is published by CMBMV LLC, a California limited liability company. Questions about our editorial process? Contact us at hello@insolveo.com.